GET PAID.
KEEP GOING.
Running a business is hard enough. Kotao Payments handles your payments, so you can focus on what matters.
Trustpilot 5/5
Google Reviews 5/52,500+ businessesALWAYS ON
24/7 support whenever you need it. Real humans, not chatbots.
FLAT RATE
1.69% for every card type. Visa, Mastercard, Amex — all the same.
DAILY PAYOUTS
Next-day settlements. Your money lands in your account by morning.
NO HIDDEN FEES
No setup costs, no monthly subscription, no contracts. Cancel anytime.
SMART AND
SCALABLE
POINT OF SALE
A payment system built for speed. Manage orders, tables, and payments from a single screen. Built on the Kotao platform.
Discover moreONE RATE FOR EVERYTHING
per transaction. All card types. No monthly fee.
BUILT FOR EVERY BUSINESS
From restaurants to retail, Kotao adapts to how you work.
“Kotao transformed how we handle payments. The flat rate saves us over 2,000 euros a year compared to our old provider.”
Maria Schmidt
Cafe Zentral, Berlin
Every payment method
Accept how your customers want to pay — cards, wallets, bank transfers, and more.
Visa
Mastercard
American Express
Apple Pay
Google Pay
PayPal
Klarna
Samsung Pay
WeChat Pay
AlipayWhy we are building Kotao
We started Kotao because we saw firsthand how restaurant owners, retailers, and hospitality businesses were forced to juggle five, six, seven different tools just to run their day. None of them talked to each other. None of them were built with privacy in mind. And none of them were built by people who actually understood the industry.
So we decided to build one platform that does it all — payments, operations, cloud — designed together from day one. No investors telling us to cut corners. No duct tape. Just software that works.
Read the full story“We don't answer to investors chasing quarterly growth. We answer to the businesses that depend on us every day.”
Nico Miebach
Co-Founder, Kotao
FAQ
READY TO
GET STARTED?
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